Page 81 - Systemic Reform Solutions 2015-2022

The Willit Credit and Financing system ensures interest will no longer be charged for any purchase.
Everyone will have access to the goods or services they need based solely on their ability to repay
the funds pre-allocated to them, regardless of gender, race, ethnicity or nationality.

Credit Funds will be issued by the Global Compensation and Transaction Administration through
your local Consumer Credit Administration and will be accessible online.

See the Consumer Credit Calculator on the following page or login to
http://Advancian.org/model-1 and select the Consumer Credit tab.

The following steps are utilized to determine if an individual will be granted non-interest credit, see

Figure 7:

1. Cost of Product
Enter the cost of the product.
We will use the purchase of a vehicle at the Willit rate of $52,000 Willits.
2. Estimate Percentage of Upkeep

The upkeep of the product is determined by the cost of maintenance and repair to maintain
the product in usable condition.
3. Useful Life
The useful life of the product is used to ensure the price of the product is worth the cost
charged and to ensure the product lasts for the payment duration. Products that do not

meet their useful life may be removed from production. Useful life also ensures all
resources are utilized for the best possible use.
4. Payback Period
The payback period (PBP) is determined by you or your Consumer Credit Counselor
5. Employment Status – Credit determination is based on your employment status.

The calculation will be determined by
a. Standard Needs and or your Bonus
b. Capital Market work in the iWaut Market
c. or Both
6. Employment Terms – Select if you are an at-will employee or if you are under contract.

7. Enter your contract beginning date
8. Enter your contract ending date
9. Compensation is calculated based on all Revenue streams
10. Obligation of Debt ensures you are fully aware of your repayments obligations for all
financial contracts you have agreed to pay

11. Select the Willit Account that will be deducted. You will have the option to select:
a. Your household account
b. Personal savings account

70 | P a ge